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Does a car wrap devalue the car?

7 Examples: How Car Wrapping Influences Car Value & Insurances

Car wrapping is one of the modifications you can do to your car to give it a fresh new look or protect the paintwork. You can also use vehicle wraps for advertising businesses.

If you consider using car wrap on your car, you should know that it may influence the vehicle’s value and insurance.

Generally, vehicle wrapping is likely to influence insurance premiums, as it is a modification to that car that can increase the car’s value. The more valuable a car, the higher the insurance premium is. It is recommended to review an insurance policy before wrapping a car.

In this article, I will explain how car wrapping influences a car’s value and insurance, if it counts as a modification, and if you need to inform the DMV when you do it.

Read to the end to find out more!

Table Of Contents

Car Wrapping – Does It Decrease Car Value?

Car wrapping may increase a car’s value, making it greater than that of a repainted car.

For example, if I want to sell my car, I can remove the wrapper without damaging the original paint job-my car will look as good as new!

As a general rule, car wrapping will decrease a car’s value if the wrap is not installed properly. Other factors why car wrap can decrease a car’s value are the use of a low-quality wrap, a lack of proper maintenance, and the high cost to remove car wrap.

A car that still looks new will sell at a higher value than one whose paint looks old and worn out.

Nevertheless, car wrapping does not always increase a car’s value. There are plenty of factors that can lead to a car wrap actually decreasing a car’s value.

Check the below paragraphs for more information:

Unprofessional Installation of the Wrapper

Attempting to install the wrapper yourself or getting an unprofessional to do it could save you a few coins short term.

However, if a professional doesn’t install the vehicle wrap, you are likely to install it poorly, resulting in unpleasant results.

A car that isn’t appealing to the eye may decrease its overall value in the market.

Use of Poor Quality Vinyl Wrapping

Using thin, poor-quality wrapping material will cause the sun’s UV rays to seep through and cause damage to the car’s paint.

It may peel off over time, giving the car an old and worn-out appearance. Therefore, the car’s value may be lower.

Poor Wrapper Maintenance

No matter how costly or high quality the car wrapping is, you should properly maintain it to ensure it lasts longer.

Failure to properly maintain the vinyl wrap diminishes its quality, making the car resale at a lower value than if the car didn’t have the wrapping in the first place.

The Buyer Doesn’t Like the Car Wrapping

Your buyer probably has a different taste, so your unique or custom-made vehicle wrapping may not be as pleasant to them as it is to you.

Therefore, it is likely that the other party diminishes the car’s value because they don’t like how it looks.

Also, some buyers may assume that you put the vinyl wrapper on the car to cover up a defect, hence negotiating for a lower purchase value than what it is worth.

A Unique Car Shape

If the car has a unique shape, wrapping it can be challenging. If not installed well, some tears and air bubbles could spoil the car’s aesthetic.

The car’s finish appears unclean no matter how classy it is, decreasing its value.

High Cost of Removing the Wrap

Not many buyers would want to trouble themselves with the cost of removing the car wrapping.

Also, removing it may risk damaging the car’s original paint job- another reason that may depreciate the car’s value, as many buyers would avoid buying it.

Maybe the car is even damaged under the car wrap and removing the wrap will show the damages clearly. I talked to experts to find out if wrapping a damaged car is even possible. Make sure to check my article about it here.

Does Car Wrapping Affect Your Insurance Policy?

As I said at the beginning of this article, various insurance companies interpret car modification differently.

Car wrapping is classified under vehicle modification. Some insurance providers do not cover modified vehicles; others reduce the coverage for certain modified vehicle parts.

The companies also look at a car’s market value to calculate your premiums.

Car wrapping affects your insurance policy because it changes the vehicle’s appearance, making it more difficult for the insurance provider to determine the vehicle’s market value. Therefore, there may be an increase in insurance premium costs. It is recommended to talk to the insurance company before wrapping the car.

The following are some of the most sought insurance companies and their policies on car wrapping:


This insurance company believes that customizing my vehicle affects the premium costs.

GEICO says that vehicle wrapping may lead to higher premium rates because my risk factor increases when I modify my vehicle.

The company defends this decision because they believe having a customized vehicle, in this case wrapping it, requires it to shoulder more risks on my behalf.


Car modification under this company may attract increased premium rates for the insured.

The USAA states that car modification exposes the vehicle to more risks, including accidents, hence the increased rates.

As USAA puts it, “A vehicle that has been altered with cosmetic modifications or non-structural modifications may affect the premiums for coverage on that vehicle.”

However, if my vehicle hasn’t been involved in any accidents and my driving history is clean, wrapping my vehicle doesn’t warranty the company to increase my car insurance premium.


If I adopt a Travelers car insurance policy, modifying my car by wrapping it impacts my insurance premiums.

The company considers car wrapping a cosmetic alteration that changes my vehicle’s appearance.

The different appearance makes it harder for them to know if my vehicle was involved in an accident before installing the car wrap.

Therefore, my insurance premium could be higher.

However, Travelers prefers I install a clear bra instead of a vinyl car wrapper to avoid impacting my insurance policy.

The company interprets clear bras as vehicle protectors that don’t alter the vehicle’s appearance.

Therefore, I won’t have to pay higher premiums.

Progressive Group

At Progressive group, most car wrapping cases don’t affect the insurance premium rates.

The company doesn’t consider vehicle wrap damages when determining the cost of a car insurance policy.

However, living in a state with hazardous conditions like driving through potholes or frequent rains may increase car wrap damages on the car.

In this case, Progressive Group recommends I get extra insurance coverage under a comprehensive policy before I install a vehicle wrapping.

The coverage protects me from the risk of car wrap damages.

Farmers Insurance

My insurance policy at Farmers Insurance isn’t affected when I wrap my vehicle.

The company states that customizing my car by wrapping it makes it easy to identify.

Hence, it is less likely to be vandalized or stolen.

However, I have to involve the insurance company directly or look for an independent shop that meets all the safety regulations.

This measure minimizes the problems that occur when I file for damages or theft caused by another person’s carelessness.


At Allstate, vehicle wrapping doesn’t affect my insurance premiums. However, it impacts repair costs for scratches or dents on my car.

For instance, if I remove my car wrapper after purchasing it, there is an additional labor cost.

This cost results from the sealant applied on the vinyl film to prevent damage during installation or transit. Therefore, Allstate has to shoulder the costs.


Car wrapping does not affect my insurance policy with Hartford depending if I am under the comprehensive or collision coverages.

Getting damage repairs will not affect my premiums if you are insured under either insurance coverage and the damages were caused by accident (applies to the collision coverage).

However, Hartford may raise my premiums if I get involved in an accident, and I haven’t insured my car with either coverage type.

Does Wrapping Your Car Increase Insurance?

Wrapping a car is a hefty investment, given that a professional installation can cost thousands of dollars.

After spending this amount of money, it is only a bad thing if your insurance premium suddenly increases.

Generally, car wrapping can increase insurance premiums as some companies see car wraps as a modification that increases the risk factor of the insurance premium. However, other insurance companies do not consider car wrap a modification. It is best to contact an insurance company before wrapping a car.

Some insurance companies like GEICO believe that you modify its appearance when you do vehicle wrapping.

Therefore, the risk factor increases, making your premium rates higher.

However, other companies like Hartford will not increase your insurance premiums, provided you are under its collision or comprehensive coverages.

Does Car Wrap Count as Modification?

Modifications are the changes I make to my car’s factory parts to change its appearance or alter its performance.

Generally, Car wrapping counts as a modification because it is a change on the car after its first registration. Wrapping a car changes its value, which can lead to a change in the insurance premium that needs to be paid.

Taking modified car insurance is important to cover you when driving a vinyl-wrapped car.

For instance, if I get involved in a car accident, and the other driver or I make a claim, the insurance company may reject it.

The rejection resulted from me modifying the car without insuring it.

Also, a modified vehicle insurance policy ensures that my policy remains active.

Failure to list car wrapping to my policy can cause the dissolution of the policy on the grounds of material misrepresentation.

Therefore, if there is any claim, I will have to shoulder the burden by paying for it.

Also, should my car be stolen or totaled, my insurance company will not pay to replace it.

Other car modifications include replacing the running boards, the fuel system, rims, car suspensions, custom paint, truck bed liner, turbocharger, and the bumper.

Vehicle modifications enhance a car’s appearance; they can also help individuals drive automobiles.

According to a study by Rajiv Singh, John Hunter, Brian Pentland, and Frances Provan, car modifications benefit people with Parkinson’s disease by enabling them to drive safely.

This study shows that vehicle modifications aren’t for cosmetic purposes only; they can help improve the safety of individuals while driving their cars.

Wrapping a Car – Do You Need to Inform the DMV?

I don’t have to inform the DMV when I wrap my vehicle because the entity doesn’t specifically require me to.

However, the DMV has regulations that I should follow if I want to modify my vehicle’s color temporarily or permanently.

Also, the car wrapper type I use could give me the freedom to choose whether to inform the DMV or not, especially if it doesn’t change my vehicle’s color.

Wrapping a vehicle completely is a modification that alters the appearance of a car. Therefore, the DMV should be informed. Updating a vehicle’s appearance is a statutory requirement one must fulfill. Failing to do so will risk getting in trouble with authorities.

Consulting with local officials to know their stand on notifying the DMV about car modifications is a good way to avoid getting into trouble.

Various parties have different opinions on whether I should inform the DMV when I wrap your car.

A police officer can assure me that no requirement dictates me do so, while a DMV official may say otherwise.

The lack of laws on this subject makes it more confusing for someone who wants to know the truth.

I have to ensure that my vehicle’s description matches the details noted in DMV’s records to be safe.

For instance, if my vehicle gets stolen, law enforcement agencies will use the information in DMV’s records to trace it.

Things may get more complicated if I installed a red car wrap and the record states my vehicle is black because I didn’t notify DMV of the change.

Key Takeaways

  • Car wrapping may increase a car’s value by keeping its paint job intact, making it look as good as new.
  • Wrapping my car may depreciate its value in the market if you used poor materials, the job wasn’t professionally done, the buyer is skeptical about it, or there was poor car wrap maintenance.
  • Car wrapping can increase or decrease my insurance, depending on how my insurance provider interprets it.
  • A car wrap counts as a vehicle modification
  • I should inform DMV if car wrapping completely alters my car’s appearance

‘Veep’ and ‘White House Plumbers’ Showrunner David Mandel Fears the WGA Strike Will Be ‘Long and Bloody’

Director/executive producer David Mandel speaks on stage during HBO Special Screening of 'White House Plumbers' (Getty Collection)

WASHINGTON, DC — APRIL 19: Director/executive producer David Mandel speaks on stage during HBO Special Screening of ‘White House Plumbers’ at U.S. Navy Memorial Theater on April 19, 2023 in Washington, DC. (Photo by Paul Morigi/Getty Images for HBO)

You are reading an exclusive WrapPRO article for free. Want to level up your entertainment career? Subscribe to WrapPRO.

David Mandel isn’t one to sugarcoat. It’s a trait that appears in his work, from the vicious insults of “Veep” to the intentionally reprehensible characters at the center of HBO’s “White House Plumbers.” It also emerged when TheWrap asked the longtime series creator his thoughts on the currently unfolding WGA strike.

“I have no good answer, except to say, I think it’s going to be long and bloody, and it’s going to suck,” Mandel said.

Also Read:
Striking WGA Writers Say They Were Intentionally Hit by a Car While Picketing

Mandel, who is currently 52 years old, emphasized that he’s been working in Hollywood for a long time but the current state of the industry “doesn’t make sense” to him. His IMDb page reads like a collection of comedy’s greatest hits — “Seinfeld” in the ’90s, the cult hit “EuroTrip” in the 2000s, “Curb Your Enthusiasm” and “Veep” in the 2010s and over 60 episodes of “Saturday Night Live” over the course of three decades. And yet Mandel has noticed that “in the last two years, even” his contemporaries have struggled.

“I’m not talking about COVID. I’m talking the changes are not working,” Mandel said. “They are scrounging for jobs in a way that doesn’t make sense to me. I don’t know what else to say. It does not make sense.”

Mandel has heard leadership say they’re trying to turn writing into more of a “gig economy.”

“It makes perfect sense because these are no longer studios. These are studios that are pieces of giant corporations. And giant corporations, since the heyday Jack Welch ’80s, have basically decided to maximize profits by basically outsourcing anything and everything that you humanly can,” Mandel said.

“They devalue research, they devalue R&D, and that’s what we are. We’re research. We’re the new product. We’re R&D. They don’t value us. They don’t care. They worry about stock prices and debt sheets,” Mandel said. “And the irony is that their debt sheets and their stock prices are in the toilet because they’ve made business decisions like, ‘Hey, let’s get rid of the cable money and go all in on streaming.’ I did not tell them to do that. I don’t remember the writers getting consulted on that. So when these guys are at the bargaining table pleading poverty based on their own terrible decision-making — they’re never going to admit they messed up their own businesses. And now they’re trying to take it out on the writers.”

Mandel also briefly touched upon one of the most nerve-wracking parts of this strike: the threat of AI.

“When the Writers Guild says to them, ‘Hey, we want to talk about AI’ and they go, ‘Oh, my God, no, there’s nothing to see here,’ you start to go, ‘Oh, man, they’ve got weird plans for AI and replacing all of us,’” Mandel said before concluding that he thinks the strike is going to be “bad” and “long.”

On Tuesday, the WGA started its strike following weeks of failed negotiations between the Writers’ Guild and the Alliance of Motion Picture and Television Producers (AMPTP). This marks the first WGA strike in 15 years since 2007’s 100-day strike. There is a laundry list of concerns at the center of this strike, from the rise of professionally stifling mini-rooms to fears about artificial intelligence. But more than anything else, the strike is a response to the major ways Hollywood has changed in the age of streaming.

Truncated seasons and the rise of miniseries have resulted in fewer opportunities for newer writers to climb the professional ladder. Meanwhile, streaming shows have all but eliminated residuals — paychecks writers often depend on to survive — and the lack of viewer transparency from these companies has wounded writers’ bargaining power.

Vehicle Wraps | Full Color Changes & Custom Designs – Roseville

Wraps are an Excellent Alternative to an Expensive New Paint Job
Wraps are Perfect for Cost-Effective High Visibility Advertising
Custom Vinyl Wraps Changes Your Auto from Stock to AWESOME!

Besides adding protection to the stock paint, wraps can easily be removed without harming the underlying original paint job.

Custom Vehicle Wraps can be anything from Racing Stripes or Flames to a Full Color Change or Custom Advertising Graphic Design to advertise every mile! Advertising Wraps last for years and can easily pay for itself in a few months in New Customer Business! Custom Graphic Wrap Designs can add Unique and Amazing Style to Any Vehicle. With Premier Auto Tint’s Custom Wrap Design and Installation Services, you are only limited to Your Imagination to Make Your Vehicle Stand Out Like No Other!

  • Chevrolet Corvette Z06 Clear Bra Paint Protection and Vehicle Wrap Installation Services by Premier Auto Tint

Because Custom Car Wraps are very Custom; we will need to schedule an appointment to go over all your specific Design Options.

Wraps Have Designs and Finishes that Paints Can’t Replicate!

Other Considerations for Choosing a Custom Graphic Auto Wrap Designs Over Paint

Budget: Car Wraps are More Cost-Effective than Auto Paint

A paint job can range from $2,000-$10,000+ depending on the quality and color choice. A vehicle wrap can cost $500-$5000+ depending on the material and extent of the project and will have a life expectancy of 5-8 years, vinyl depending. For a fraction of the cost of paint, one can choose to wrap their vehicle for as long or little as they want. Along with this much cheaper price tag, comes several benefits that paint cannot offer. With all the incredible colors to choose from, you are sure to find the color change vehicle wrap that’s just right for you. These wraps provide all the sparkling color of a quality paint job without the time and expense. Paint quality can vary especially whilst looking for a cheaper price. Cheaper paints will look great at first, but within a few years will begin to look awful and need to be redone. Professionally installed vehicle wraps will leave your vehicle with a breathtaking finish for years to be admired.

Resale Value: Car Wraps Maintain the Original Paint Luster

Being able to maintain the Manufacturer’s original paint will keep the resale value intact from a devalued exotic color. If your preference is, for example, a bright exotic color, it may not be your potential buyers favorite color. Having the option to keep your vehicle’s original factory color will allow you to keep your resale value intact.

Protection: Auto Wraps Protect the Original Paint from the Sun and Road Debris

Every covered inch of your vehicle in vinyl is protecting your factory paint from all natural hazards and weathering, and not be affected by prolonged sun exposure. Vehicle wrap vinyl is a very durable material and will act as a shield. Say goodbye to stone chips, abrasion, and other natural hazards! A car wrap does more than improve your vehicle’s appearance; it can protect paint from minor scratches, swirl marks, rain and pollutants. A auto wrap isn’t as effective as a clear bra paint protection film, but they are better than leaving your car’s paint exposed to the elements.

Installation Time: Auto Wraps are Quickly Installed in a Few Days

When choosing to paint your vehicle you are allowing yourself to be without transportation for up to two weeks or longer. When it comes to wrapping a vehicle, we can have your car fully transformed within 2-5 days ready to be picked back up. Don’t leave yourself stranded, wrap it!

Relatively Easy to Remove: Again, Vinyl Car Wraps take Days to Replace vice Weeks for Paint

You have more flexibility to change colors whenever you want. Painting and repainting a vehicle is significantly more expensive and time consuming, as it often takes several weeks to fully paint a car. In most cases, a quality vehicle wrap removal will only takes a day or 2.

Easy Maintenance: No Waxing! Hand Wash with Soap & Water!

Constantly waxing your vehicle will take its toll on you No More! Get an Auto Wrap and allow yourself to enjoy never having to wax again! Car Wraps are extremely easy to maintain and will look brand new once again from only hand washing with soap and water. Another effective form of caring for your wrap is to use a microfiber towel and 70% alcohol to wash away any dirt or smudges.

Long Lasting, Safe Removal: High Quality Vinyl Wraps are Safely Removed between 5-8 Years

High Quality Vinyl Wraps ensures a long lasting product that can also be safely removed. A car wrap’s life is highly affected by how long it is left outside in the sun causing it to fade quicker. Keeping your vehicle in the garage will allow you to maximize your wraps life to the fullest extent. The vehicle wrap may be removed safely between the 5-8 year period and will NOT affect your current paint.

High Gloss Vinyl Wrap Colors

High Gloss Vinyl Wrap Colors have a built-in protective clear coat layer to simulate the appearance of factory applied paint. These Full Vehicle Wrap Colors are sure to provide your car with a brand new appearance that will last. Make your car look factory new once again without diminishing the factory OEM paint job value.

Matte/Satin Vinyl Wrap Finishes

Matte and Satin Vinyl wrap finishes have a dull/semi gloss finish that doesn’t shine or sparkle. These Vinyl Wrap Films are perfect to accentuate your vehicle without having an overly glossy look. Matte or Satin Wraps transform a vehicle’s surface from ordinary to exceptional and promise to turn heads on the road or at a car show or race competition.

  • Matte Wrap Colors include royal purple, red, military green, blue metallic, apple green metallic and other vibrant hues, perfect for Sport Cars.
  • Satin wraps in pearl, black, white, silver and pink add an extra touch of class to any Luxury Cars or a sleek new look for less expensive vehicles to look expensive.
  • Matte and Satin Wraps are becoming one of the most upcoming finishes due to their simplicity and uniqueness.

Specialty Auto Wraps Have Designs and Finishes

Specialty Auto Wraps Have Designs and Finishes that Paint Just Can’t Replicate like: Authentic Carbon Fiber, Brushed Steels, Chameleon, and Chrome Finishes.

Premier Auto Tint
When Quality Products, Craftsmanship and Award Winning Experience are the criteria you are using to select the Auto Tinting Services for your vehicle; you will find Premier Auto Tint at the Top of Your Auto Window Tinting List. Only Choose the Best, Choose Premier Auto Tint, Roseville, CA 95678.

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