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What is the monthly payment on a 15000 car?

Car finance calculator

Figure out your monthly finance payments quickly and easily

Credit ratings explained

Excellent
  • You are a home owner
  • You have been on the electoral roll for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed
Good
  • You are on the electoral roll
  • You are a home owner or long standing-tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs
Fair
  • You are or have recently been on the electoral roll
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit
Poor
  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past
Bad
  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan

Representative example:

Borrowing at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, monthly payments of £170.88 followed by 1 payment of £180.88, total cost of credit is £2,762.80, total amount payable is £10,262.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

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About our car finance calculator

Designed to give you an idea of all the options available to you, our car finance calculator puts you in control. It instantly shows how to increase or reduce your monthly repayments to suit your circumstances, by adjusting the term of the loan.

Use our car finance calculator either to find out the monthly repayments for a fixed amount you want to borrow, (particularly useful if you’ve already found the car you want to buy), or work it out based on the monthly instalments. If you know you have a fixed, maximum amount to spend each month on car repayments, simply enter your monthly budget into the car finance calculator and we’ll give you an idea of the maximum you can borrow for your next car. Search for a car now.

As you can see when you use our car finance calculator, your monthly repayments will be lower if you decide to repay the loan over a longer period. If you need a short-term loan and want to pay it back quickly, the monthly repayments will obviously be higher.

Once you know your credit score you can use our car finance calculator to get an approximate idea of the APR you could qualify for, and how this affects the monthly repayments. Your credit score determines the APR you can get and this is factored into our car finance calculator. Simply select from the five options to confirm your personal circumstances – choose from Poor, Bad, Fair, Good or Excellent.

Contact us

If there’s anything you’d like to discuss, just call or email.

[email protected] We’re here Monday to Friday 8:30am to 7:30pm Saturday and Sunday 9:00am to 5:00pm

FAQs

Answers to some of the most common questions.

Breakdown offer Terms and Conditions

AA Car Finance and AA Cars are trading names of Used Car Sites Limited (registered in England and Wales number 4546950), a credit broker not a lender. Used Car Sites Limited is an appointed representative of AA Financial Services Limited (AAFS) for credit broking purposes. AAFS is authorised and regulated by the Financial Conduct Authority, Financial services register number 727859. Both these companies are members of the AA Limited group of companies and are registered at Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. AA Cars introduces AA Car Finance customers to Evolution Funding Limited. Evolution Funding Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 823324). Registered address: Thompson Close, Whittington Moor, Chesterfield, Derbyshire, S41 9AZ. Evolution Funding Limited and Used Car Sites Limited are credit brokers not lenders. Evolution Funding Limited is only able to offer a range of finance products from a group of carefully selected credit providers, which may be suitable for you and they will explain the key features of these products to you. AA Cars receives payment from Evolution Funding for introducing you to them. The amount AA Cars receives does not impact the amount that you pay the lender or the interest rate you are offered. The payment received is based on a fixed fee or a percentage of the amount you borrow, varying by lender, the amount you borrow and the term the loan is borrowed over. AA Cars will not charge you any fee for our services. Finance subject to status. Terms and Conditions apply. A guarantee may be required. Over 18’s only. PLEASE ENSURE YOU CAN AFFORD THE REPAYMENTS FOR THE DURATION OF A LOAN BEFORE ENTERING INTO A CREDIT AGREEMENT.

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What is the monthly payment on a 15000 car?

What’s the payment of a 15,000 dollar car loan? (adjust inputs to calculate new loan)

Purchase Price

Down Payment

Percent Down

Interest Rate

Loan Length

years

Car loan data for a $15,000 loan

Calculate an auto loan payment. Common loan terms are 3 years (36 months), 4 years (48 months), 5 years (60 months), and sometimes 6 years (72 months).

What’s the payment of a 15,000 dollar car loan? Browse the table below to estimate the monthly payment of a loan. Make sure to consider the cost of car insurance as well as gas mileage. The payment will go down with a longer loan term but it will take longer to pay off. Make sure to negotiate financing separately from the car and to consider all costs, not just the monthly payment.

More Amounts

What is the down payment for a $15,000 vehicle? What do you need to put down?
Percent DownDown Payment
1%150
2%300
3%450
4%600
5%750
6%900
7%1,050
8%1,200
9%1,350
10%1,500
11%1,650
12%1,800
13%1,950
14%2,100
15%2,250
16%2,400
17%2,550
18%2,700
19%2,850
20%3,000
21%3,150
22%3,300
23%3,450
24%3,600
25%3,750
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Percent DownDown Payment
26%3,900
27%4,050
28%4,200
29%4,350
30%4,500
31%4,650
32%4,800
33%4,950
34%5,100
35%5,250
36%5,400
37%5,550
38%5,700
39%5,850
40%6,000
41%6,150
42%6,300
43%6,450
44%6,600
45%6,750
46%6,900
47%7,050
48%7,200
49%7,350
50%7,500
Percent DownDown Payment
51%7,650
52%7,800
53%7,950
54%8,100
55%8,250
56%8,400
57%8,550
58%8,700
59%8,850
60%9,000
61%9,150
62%9,300
63%9,450
64%9,600
65%9,750
66%9,900
67%10,050
68%10,200
69%10,350
70%10,500
71%10,650
72%10,800
73%10,950
74%11,100
75%11,250
Percent DownDown Payment
76%11,400
77%11,550
78%11,700
79%11,850
80%12,000
81%12,150
82%12,300
83%12,450
84%12,600
85%12,750
86%12,900
87%13,050
88%13,200
89%13,350
90%13,500
91%13,650
92%13,800
93%13,950
94%14,100
95%14,250
96%14,400
97%14,550
98%14,700
99%14,850
100%15,000

Auto Loan Calculator

Thinking of buying a new car? If so, there’s a lot to consider when it comes to affordability. What will the monthly payments be? What if I’m still making payments on my old car? Can I afford a shorter loan, or should I stretch out the payments? This Auto Loan Calculator gives you a versatile tool to answer all those questions and more. It will not only calculate your monthly payments for you, based on the price of the car, you can also run the process backward, and determine how much car you can buy with a given monthly payment. It also takes into account your trade-in, rebates, taxes and fees, as well as your interest rate and length of the loan. Ready to get started? Just enter your information in the boxes below. If you have questions, see the detailed explanation at the bottom of the page.

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Using the Auto Loan Calculator

  1. Total purchase price
  2. Interest rate
  3. Fees (taxable)
  4. Fees (non-taxable)
  5. Sales Tax Rate

Your new monthly payment will appear immediately on the left and at the top.

To calculate purchase price, do the same, only click the “Purchase price” button and follow the same steps, but entering the desired monthly payment in the indicated space.

For a trade-in

If you’re still making monthly payments on your current vehicle, follow the instructions below to find out how much purchasing power you’ll have in today’s auto market.

1) Click on the ‘Total purchase price’ button on the right.

2) Complete the items on the left. Use your keyboard’s tab button or your mouse to click into each of the following fields:

  1. Monthly payment
  2. Term in months
  3. Cash down
  4. Trade allowance (check Kelley Blue Book value if you don’t have this info)
  5. Amount owed on trade

Your estimated purchase price will now appear on the right and at the top. If you don’t want to assume a higher monthly payment than you currently have, choose a vehicle in this price range.

Graph it

If you’d like to see a graph of your results, the graph calculator can plot it for you. Click on the “Schedule” button to see how much the loan principal will decrease over the life of the loan. Enter several different loan terms in the column on the upper left, and then click on the “Terms” button to learn the impact that a longer or shorter loan term could have on your monthly payment amount. Use the “Down payments” button to create a graph depicting the effect of different down payment amounts.

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Before you head to the dealership and try to explain your needs to an eager salesperson, use this auto loan calculator to help you determine how much you really want to spend. By taking the time to review your options, you’ll be better prepared to select the auto loan that’s best for you.

Thinking about buying or refinancing a home as well? Use the “Get Free Quote” button at the top to get rate quotes for a mortgage or home equity loan.

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